How It Works
A clear, collaborative process from first conversation through ongoing plan management.
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1. Discovery & Goals
We start with a conversation about your current plan, pain points, and goals. We look at your demographics, claims trends, and renewal history where available.
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2. Strategy & Design
Based on what we learn, we develop plan design options, carrier or PBM strategies, and stop-loss approaches tailored to your needs.
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3. Market Review & Negotiation
We engage carriers, PBMs, and stop-loss partners to obtain competitive proposals and negotiate on your behalf.
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4. Implementation & Enrollment
Once decisions are made, we work alongside your HR and vendor partners to implement changes and support employee communication and enrollment.
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5. Ongoing Support & Analytics
Throughout the year we monitor results, review emerging issues, and adjust strategies as needed.
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6. Renewal Planning
Well before renewal, we bring data, options, and recommendations so you can make informed decisions with time to spare.